Financial models — Service businesses
Every model is built for one specific business — its revenue driver, its cost structure, its financing. Pick the one that matches the deal on your desk.
Staffing / Recruiting Agency Acquisition & SBA Underwriting Financial Model — Bill-Pay Spread, DSO / Payroll-Funding Working Capital & DSCR (Excel + Google Sheets)
HVAC / Home-Services Acquisition & SBA Underwriting Financial Model — Maintenance Book, SBA 7(a), DSCR (Excel + Google Sheets)
Underwrite an HVAC buyout the way your SBA lender will: revenue built from the recurring maintenance book, SDE bottom-up from the mix, and the DSCR gate with maintenance-book coverage.
Landscaping & Snow Removal Acquisition & SBA Underwriting Financial Model
Laundromat Acquisition & Underwriting Model (SBA 7a)
SBA-ready underwriting for buying an existing laundromat: machine-level revenue, age-based capex reserve, SDE valuation, the 1.25x DSCR gate, cash-on-cash and a 5-year IRR.
Express Car Wash Acquisition & Membership Financial Model — Membership Penetration Engine (Excel + Google Sheets)
The only single-site car-wash model built on the membership engine — steady members = sign-ups ÷ churn — with a penetration headline and full SBA acquisition underwriting. 5-year P&L, EBITDA, SDE, DSCR, the unlevered yield, a Year-1 cash runway and a 3-wash-type toggle (Express / Flex Serve / In-Bay Automatic) in one file.
Independent Pest Control Company Acquisition & SBA Underwriting Financial Model — Recurring Route Book, Route Density, DSCR (Excel + Google Sheets)
Underwrite an independent pest control acquisition the way an SBA lender will: build revenue from a recurring route book (accounts x annual value) with a route-density engine, separate the sticky recurring earnings from lumpy one-time/termite jobs, deduct the cost to replace an owner who runs a route, structure the SBA 7(a) stack, and clear the DSCR gate — with the true DSCR shown next to the broker-flattering naive one, plus an honest customer-churn down-case. 10 sheets, machine-verified, Excel + Google Sheets.
Funeral Home / Death-Care Acquisition & SBA Underwriting Financial Model
Trucking Owner-Operator & Small Fleet Financial Model — Per-Mile (CPM) Engine (Excel + Google Sheets)
The only owner-operator trucking model that builds your revenue by the mile — rate × loaded miles, deadhead in — with a live breakeven-CPM gauge. 5-year P&L, SDE, DSCR, owner take-home, a Year-1 cash runway and a 3-segment toggle (Dry Van / Reefer / Hot Shot) in one file.